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Should I buy sunglasses, or UV protected clear glasses for looks?


How to buy sunglasses using insurance?
I have a nice health insurance with vision plan from employer. My eyes are over sensitive to sun light and lately, the sun glasses I use are not effective I use $ 20 30 ones from departmental stores and never used any branded ones . Can I get any help from the vision plan to buy a high quality sun glass? Are sun glasses usually covered in the plan I have a nice vision plan .

When you buy sunglasses and take them in for prescription, will the lenses be completely replaced?
I want to buy some Ray Ban avators. I will need the lenses to be prescription lenses. I already know the prescription can be added to the avators. Now I am wondering if the optometry will completely replace the lenses or simply " add" the prescription to the current lenses on the sunglasses. Does anyone know?

                         

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